[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.powerit.cz\/nebankovni-uvery\/#Article","mainEntityOfPage":"https:\/\/www.powerit.cz\/nebankovni-uvery\/","headline":"Nebankovn\u00ed \u00fav\u011bry","name":"Nebankovn\u00ed \u00fav\u011bry","description":"V situaci, kdy nastane nal\u00e9hav\u00e1 pot\u0159eba vy\u0161\u0161\u00ed \u010d\u00e1stky pen\u011bz, nap\u0159\u00edklad na po\u0159\u00edzen\u00ed nov\u00e9ho vozu, na vybaven\u00ed dom\u00e1cnosti nebo na rekonstrukci bytu \u010di domu, obrac\u00ed se v\u011bt\u0161ina z n\u00e1s v prvn\u00ed \u0159ad\u011b na bankovn\u00ed \u00fastavy, zpravidla tam, kde maj\u00ed veden b\u011b\u017en\u00fd nebo jin\u00fd \u00fa\u010det. M\u016f\u017ee se v\u0161ak st\u00e1t, \u017ee i kdy\u017e klient nen\u00ed zadlu\u017een a ani […]","datePublished":"2022-02-09","dateModified":"2023-05-24","author":{"@type":"Person","@id":"https:\/\/www.powerit.cz\/author\/#Person","name":"","url":"https:\/\/www.powerit.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/163f6c65c8acab43fa062eaf19866aeb6d6c2adc4d5c2462700a89e6feec77a0?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/163f6c65c8acab43fa062eaf19866aeb6d6c2adc4d5c2462700a89e6feec77a0?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"powerit.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.powerit.cz\/wp-content\/uploads\/real-estate-6688945_640.jpg","url":"https:\/\/www.powerit.cz\/wp-content\/uploads\/real-estate-6688945_640.jpg","height":0,"width":0},"url":"https:\/\/www.powerit.cz\/nebankovni-uvery\/","about":["Ekonomika"],"wordCount":403,"articleBody":"        V situaci, kdy nastane nal\u00e9hav\u00e1 pot\u0159eba vy\u0161\u0161\u00ed \u010d\u00e1stky pen\u011bz, nap\u0159\u00edklad na po\u0159\u00edzen\u00ed nov\u00e9ho vozu, na vybaven\u00ed dom\u00e1cnosti nebo na rekonstrukci bytu \u010di domu, obrac\u00ed se v\u011bt\u0161ina z n\u00e1s v prvn\u00ed \u0159ad\u011b na bankovn\u00ed \u00fastavy, zpravidla tam, kde maj\u00ed veden b\u011b\u017en\u00fd nebo jin\u00fd \u00fa\u010det. M\u016f\u017ee se v\u0161ak st\u00e1t, \u017ee i kdy\u017e klient nen\u00ed zadlu\u017een a ani nem\u00e1 z\u00e1znam v registru dlu\u017en\u00edk\u016f, banka vyhodnot\u00ed jeho bonitu tak, \u017ee \u017e\u00e1dost o \u00fav\u011br zam\u00edtne.V takov\u00e9m p\u0159\u00edpad\u011b je vhodn\u00e9 obr\u00e1tit se na nebankovn\u00ed sektor. \u00dav\u011bry jsou poskytov\u00e1ny ob\u010dan\u016fm, fyzick\u00fdm osob\u00e1m \u2013 podnikatel\u016fm i firm\u00e1m. Ru\u010dit za \u00fav\u011br je mo\u017en\u00e9 nemovitost\u00ed, kterou \u017eadatel vlastn\u00ed, n\u011bkdy je akceptov\u00e1no i z\u00e1stavn\u00ed pr\u00e1vo ve druh\u00e9m po\u0159ad\u00ed. P\u0159edm\u011btem z\u00e1stavy m\u016f\u017ee b\u00fdt i komer\u010dn\u00ed objekt. \u017d\u00e1dost b\u00fdv\u00e1 zpravidla vyhodnocena do n\u011bkolika pracovn\u00edch dn\u00ed a finan\u010dn\u00ed prost\u0159edky m\u016f\u017ee m\u00edt \u017eadatel na \u00fa\u010dtu v porovn\u00e1n\u00ed s bankami, tak\u00e9 velmi brzy. Nebankovn\u00ed instituce maj\u00ed podm\u00ednky pro poskytov\u00e1n\u00ed \u00fav\u011br\u016f nastaveny jinak, sna\u017e\u00ed se maxim\u00e1ln\u011b vyj\u00edt vst\u0159\u00edc klientovi a nastavit podm\u00ednky \u00fav\u011bru tak, aby klientovi co nejl\u00e9pe vyhovovaly. Zaj\u00edm\u00e1 je pouze schopnost klienta \u0159\u00e1dn\u011b a v\u010das \u00fav\u011br spl\u00e1cet, re\u00e1ln\u00e9 pen\u011b\u017en\u00ed toky a u podnikatel\u016f re\u00e1ln\u00e1 mo\u017enost uskute\u010dnit pl\u00e1novan\u00fd podnikatelsk\u00fd z\u00e1m\u011br. P\u016fj\u010dky se z\u00e1stavou nemovitosti jsou nab\u00edzeny a\u017e do v\u00fd\u0161e 70 procent hodnoty nemovitosti a jejich spl\u00e1cen\u00ed m\u016f\u017ee b\u00fdt na z\u00e1klad\u011b dohody nastaveno a\u017e na dvacet let. Sou\u010dasn\u011b m\u016f\u017ee b\u00fdt smluvn\u011b dohodnut odklad prvn\u00ed spl\u00e1tky a\u017e na dvan\u00e1ct m\u011bs\u00edc\u016f.Vyu\u017eit\u00ed takto z\u00edskan\u00fdch finan\u010dn\u00edch prost\u0159edk\u016f nen\u00ed nikterak \u00fa\u010delov\u011b v\u00e1z\u00e1no, je mo\u017en\u00e9 je vyu\u017e\u00edt na cokoliv. Mohou klientovi pomoci dostat se z finan\u010dn\u00ed krize prost\u0159ednictv\u00edm konsolidace p\u0159edchoz\u00edch \u00fav\u011br\u016f nebo jejich doplacen\u00edm. N\u011bkdo m\u016f\u017ee takto z\u00edskan\u00e9 finan\u010dn\u00ed vyu\u017e\u00edt ke zv\u00fd\u0161en\u00ed \u017eivotn\u00edho komfortu. Podnikatel\u00e9 mohou \u00fav\u011br vyu\u017e\u00edt na po\u0159\u00edzen\u00ed nov\u00fdch technologi\u00ed, v\u00fdrobn\u00edch prost\u0159edk\u016f nebo na n\u00e1kup skladov\u00fdch z\u00e1sob.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nebankovn\u00ed \u00fav\u011bry","item":"https:\/\/www.powerit.cz\/nebankovni-uvery\/#breadcrumbitem"}]}]